P.O. Box 832
Ligonier, PA 15658 USA

Tel: +724-676-9994

ACCOUNTS

 

LOAN PROMOTION:  The credit union will match loan rates from other financial institutions above 1.89%* PLUS members will receive a gas card on auto loans.

 

 $100 gas card will be given for auto loans above $17,000

$75 gas card will be given for auto loans between $10,000 and $16,999

$50 gas card will be given for auto loans between $5,000 and $9,999

Vehicle Loans – NEW RATES for used vehicles

Vehicle Loans are available for any of the following:  Boats, boat trailers, new autos, used autos, jet skis, motor homes, and any other “titled” item, using the following rates:

New Vehicles:

Grade 48 Months 60 Months 72 Months
A 2.5%* 3.0%* 3.5%*
B 2.75%* 3.25%* 3.75%*
C 3.0%* 3.5%* 4.0%*
D 3.25%* 3.75%* 4.25%*
E 3.5%* 4.0%* 4.5%*

Used Vehicle (will match dealership or financial institution rates), 4.9%* up to 36 months

5.9%* up to 48 months

 

Educational Loans

Educational Loans are available for members seeking higher education and/or parents seeking finances for their child’s education.

Loans are available to all members, in good standing, using the following criteria:

  • A Level can borrow up to $10,000 at 7.9%* for 4 years.
  • B Level can borrow up to $7,500 at 8.5%* for 4 years.
  • C Level can borrow up to $5,000 at 8.9%* for 3 years.
  • D Level can borrow up to $3,000 at 9.5%* for 3 years.
  • E Level can borrow up to $2,500 at 9.9%* for 3 years.

Signature Loans

Signature Loans are available up to $10,000 for qualified members using the following criteria:

  • A Level can borrow up to $10,000 at 6.0%* APR for 4 years.
  • B Level can borrow up to $7,500 at 7.0%* for 4 years.
  • C Level can borrow up to $5,000 at 8.0%* for 3 years.
  • D Level can borrow up to $3,000 at 9.0%* for 3 years.
  • E Level can borrow up to $2,500 at 10.0%* for 3 years.

    *The credit union is required to obtain credit reports for all loans.  Listed below is how the credit score relates to what level you are in:

    • A Level………Credit Score above 700
    • B Level………Credit Score from 660-699
    • C Level……..Credit Score from 620-659
    • D Level……..Credit Score from 580-619
    • E Level………Credit Score below 580

    *APR: All interest rates are quoted as Annual Percentage Rates. The Board of Directors reserves the right to deny or approve loans to anyone.  The Fort Ligonier Federal Credit Union does not discriminate based on race, religion, age, gender or national origin.